Freelance calculator
Freelance taxes in Mexico: what you keep
How much does a freelancer keep in Mexico? Enter your rate and see income tax, social security and other contributions under RESICO (persona física), Actividad profesional (régimen general), with 2026 rules and editable rates.
Income
That is $86,400 a year, $7,200 a month, before tax
Live rate, refreshed every few hours. Edit it if your bank uses another.
Gross income
MX$1,586,422
MX$132,202 per month
Total taxes and contributions
MX$31,728
Effective rate: 2%
Net income (take-home)
MX$1,554,694
MX$129,558 per month
Where your money goes
You keep 98% of your gross income
| Item | Per year | Per month | % of gross |
|---|---|---|---|
| Gross income | MX$1,586,422 | MX$132,202 | 100% |
| Income tax (ISR) | −MX$31,728 | −MX$2,644 | 2% |
| Total taxes and contributions | −MX$31,728 | −MX$2,644 | 2% |
| Net income (take-home) | MX$1,554,694 | MX$129,558 | 98% |
Net per working hour: MX$1,079.65/h
Rules used: RESICO (persona física)
Régimen Simplificado de Confianza: ISR of 1% to 2.5% on monthly income actually collected, no deductions. Limit MXN 3.5 million a year. IVA (16%) is separate: services exported abroad are normally 0%. IMSS is voluntary and not included.
Tax year 2026 · Checked October 14, 2026 · Source: SAT
What this assumes
A single person with no dependents, no other income, no deductions beyond the ones named, and clients abroad, so VAT or sales tax is not charged. Rates are for the tax year shown.
This is an estimate for information, not tax advice. Rules change and depend on your situation: confirm with the tax authority or an accountant before you decide.
Example
At $60 an hour for 30 hours a week, a freelancer in Mexico earns about MX$1,586,422 a year before tax and keeps about MX$1,554,694 (98%) after MX$31,728 of taxes and contributions.
What is included
For the default regime the calculation covers: Income tax (ISR).
Tax regimes covered
- RESICO (persona física)Régimen Simplificado de Confianza: ISR of 1% to 2.5% on monthly income actually collected, no deductions. Limit MXN 3.5 million a year. IVA (16%) is separate: services exported abroad are normally 0%. IMSS is voluntary and not included.
- Actividad profesional (régimen general)Servicios profesionales (honorarios): ISR by the annual 2026 table on income minus deductible expenses. No ceiling. IVA is separate (0% on exported services). IMSS is voluntary and not included.
Frequently asked questions
- How much tax does a freelancer pay in Mexico?
- In the example above the total is MX$31,728, an effective rate of 2%. It changes with income, regime and deductions: use the calculator to test your own numbers.
- Which taxes does the calculator include for Mexico?
- Income tax (ISR). Local rules and exemptions can add or remove items, so confirm with SAT.
- Is this calculator accurate?
- It applies the published 2026 rules for a single self-employed person. Real bills vary with deductions, regional rules, family situation and timing, so treat it as a planning estimate and confirm with a professional.
- Which currency are my earnings in?
- Most listings on SOJI pay in US dollars. Choose USD and the calculator converts to your local currency at the rate shown (you can edit it), then applies the local tax rules to the local amount.
- Why can I change the tax rates?
- Your situation may differ: another region, a special regime or a negotiated rate. Type any percentage and the net income updates straight away.
- Does it include VAT?
- No. If your clients are abroad, services are usually exempt or zero-rated, and VAT is not your income anyway. Check the rule for your country.