Freelance calculator
Freelance taxes in Chile: what you keep
How much does a freelancer keep in Chile? Enter your rate and see income tax, social security and other contributions under Boleta de honorarios, with 2026 rules and editable rates.
Income
That is $86,400 a year, $7,200 a month, before tax
Live rate, refreshed every few hours. Edit it if your bank uses another.
Gross income
CLP 84,334,462
CLP 7,027,872 per month
Total taxes and contributions
CLP 16,540,885
Effective rate: 19.6%
Net income (take-home)
CLP 67,793,577
CLP 5,649,465 per month
Where your money goes
You keep 80.4% of your gross income
| Item | Per year | Per month | % of gross |
|---|---|---|---|
| Gross income | CLP 84,334,462 | CLP 7,027,872 | 100% |
| Income tax (IGC) | −CLP 4,059,385 | −CLP 338,282 | 4.8% |
| Social security | −CLP 12,481,500 | −CLP 1,040,125 | 14.8% |
| Total taxes and contributions | −CLP 16,540,885 | −CLP 1,378,407 | 19.6% |
| Net income (take-home) | CLP 67,793,577 | CLP 5,649,465 | 80.4% |
Net per working hour: CLP 47,078.87/h
Rules used: Boleta de honorarios
Independent on boletas de honorarios: Global Complementario (UTA brackets) on income minus either the 30% presumed expense (cap 15 UTA) or your real documented expenses, and minus contributions. Mandatory contributions (pension, health, insurances) are an estimate on 80% of income: edit the rate. The 15.25% withholding on your invoices (16% in 2027) is an advance against these taxes, not an extra tax. Honorarios are exempt from IVA.
Tax year 2026 · Checked October 14, 2026 · Source: SII
What this assumes
A single person with no dependents, no other income, no deductions beyond the ones named, and clients abroad, so VAT or sales tax is not charged. Rates are for the tax year shown.
This is an estimate for information, not tax advice. Rules change and depend on your situation: confirm with the tax authority or an accountant before you decide.
Example
At $60 an hour for 30 hours a week, a freelancer in Chile earns about CLP 84,334,462 a year before tax and keeps about CLP 67,793,577 (80%) after CLP 16,540,885 of taxes and contributions.
What is included
For the default regime the calculation covers: Income tax (IGC), Social security.
Tax regimes covered
- Boleta de honorariosIndependent on boletas de honorarios: Global Complementario (UTA brackets) on income minus either the 30% presumed expense (cap 15 UTA) or your real documented expenses, and minus contributions. Mandatory contributions (pension, health, insurances) are an estimate on 80% of income: edit the rate. The 15.25% withholding on your invoices (16% in 2027) is an advance against these taxes, not an extra tax. Honorarios are exempt from IVA.
Frequently asked questions
- How much tax does a freelancer pay in Chile?
- In the example above the total is CLP 16,540,885, an effective rate of 20%. It changes with income, regime and deductions: use the calculator to test your own numbers.
- Which taxes does the calculator include for Chile?
- Income tax (IGC), Social security. Local rules and exemptions can add or remove items, so confirm with SII.
- Is this calculator accurate?
- It applies the published 2026 rules for a single self-employed person. Real bills vary with deductions, regional rules, family situation and timing, so treat it as a planning estimate and confirm with a professional.
- Which currency are my earnings in?
- Most listings on SOJI pay in US dollars. Choose USD and the calculator converts to your local currency at the rate shown (you can edit it), then applies the local tax rules to the local amount.
- Why can I change the tax rates?
- Your situation may differ: another region, a special regime or a negotiated rate. Type any percentage and the net income updates straight away.
- Does it include VAT?
- No. If your clients are abroad, services are usually exempt or zero-rated, and VAT is not your income anyway. Check the rule for your country.
